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Mortgage Pre-Approval Analysis
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Borrower Information
Loan Officer Info
Preapproval Limits
$
Front%
Back%
Front%
Back%
Front%
Back%
Front%
Back%
Front%
Back%
Front%
Back%
Front%
Back%
Front%
Back%
Front%
Back%
— = include in borrower version. Leave all unchecked to allow all. Checked rows show per-type DTI overrides (leave blank for AUS defaults).
Loan Parameters
%
🔒 Locked at 9.99% — Buy Now Sell Later
%
%
%
%
%
Purchase Details
$
%
$
$
$
$
$
$
From COE — "Total Entitlement Charged to Previous VA Loans"
$
Closing Costs & Pre-Paids
Defaults auto-set by state & transaction type. Override any field — leave blank to use calculated default.
Origination
Default $0 — check to add
$
$
Third Party Fees
$
Verification of Employment
$
$
$
$
If condo/townhouse
$
Settlement & Closing
$
$
$
$
$
Purchase only
$
State / Transaction Fees
MA purchase only
$
NH purchase only
$
NH only (27/doc)
$
Refi: MA $75, NH/ME $20
$
Refi: $250
$
Escrow Reserves
Months collected at closing — values copied from Purchase Details above.
$
mo
$
mo
Title & Settlement Fees
Enter actual figures from your title company quote. Filled fields override calculated estimates. Leave blank to use app estimates.
$
$
$
$
$
Income & Liabilities
$
HomeReady —Home Possible —HomeOne —
$
2nd Mortgage (Optional)
$
%
Assets
$
$
$
$
Reserves
Results
—
FHA 203B · Single Family · 30-yr Fixed
Platinum Approved
LO Limits
—
—
—
Debt-to-Income Ratios
Front-End DTI (Housing)
0.0%/ 46.99%
Back-End DTI (All Debts)
0.0%/ 56.99%
180-Day Cost Analysis
Flyhomes BNSL
Purchase Price$0
Costs & Prepaids$0
6-Month Payments$0
180-Day Total$0
Net Proceeds (Sale)$0
Surplus$0
Mortgage Details
Remaining VA Entitlement—
Purchase Price$0
Down Payment$0
VA Min Down Pmt$0
Second Mortgage—
Loan-to-Value (LTV)0.0%
Upfront MIP / VA Fee$0
APR Estimate0.000%
Payment Summary
$0
Total Monthly Pmt
$0
P&I Payment
$0
Loan Amount
P&I Payment$0
Monthly Taxes$0
Home Insurance$0
Condo Fee$0
Mortgage Insurance (MI/PMI)$0
Financed 2nd Mortgage—
Total Mortgage Payment$0
FHA Self-Sufficiency
Only applies to 3-4 family properties.
Prepaid Fees Breakdown
ItemMonthlyMos.Total
Home Insurance$0×15=$0
Property Taxes$0×0=$0
Total Prepaids$0
Closing Costs Detail
Flyhomes Origination Fee$0
Discount Fee$0
Underwriting$0
Processing$1,095
Appraisal$500
Condo Quest$0
Credit Report$300
VOE$200
Tax Service$92
Flood Zone Cert$26
Attorney's Fee$700
Lien Certificate$50
Courier Fee$30
Wire Transfer$50
CPL Fee$25
Survey/Plot Plan$400
MLC Fee$120
Tax Stamps$0
LCHIP Fee$0
Discharge Fee$0
Subordination$0
Lender's Title Ins$0
Owner's Title Ins$0
Registry Fees$500
Escrow Reserves
Insurance Reserve$0
Tax Reserve$0
TOTAL$0
Funds Needed to Close
Down Payment$0
Closing Costs$0
Prepaids (taxes & ins escrow)$0
Discount Fee$0
Transfer Tax (Buyer's Share)—
Upfront MIP (financed)$0
Seller Credit—
Cash Needed to Close
$0
+
Reserve Assets Needed
[—]
=Total Assets Needed
$0
—
Total Assets Available
$0
The Mortgage Analysis provides an approximation of your loan's payment, fees, cash requirements, and APR. The "Prepaids" section includes escrow for taxes and insurance, as well as any taxes and insurance payments due at the closing. This amount may vary depending on the cost of insuring the home and property-specific taxes. Although the figures and analysis presented here are considered to be reliable, they are not guaranteed to be accurate. We do not assume any liability for potential inaccuracies. Rate, payments, and costs stated are estimations and may be subject to change.
Send Pre-Approval
A personalized client version of this analyzer will be sent as an attachment with your pre-configured limits and expiry window.